What Is Rain Token: Global Stablecoin Infrastructure for Cross-Border Payments, Payroll, and Merchant Settlements

What is Rain? Grounded in the value of financial inclusivity and trust, Rain seamlessly connects traditional payment networks with blockchain-powered stablecoins. By leveraging blockchain and Visa’s global infrastructure, it enables stablecoins to function like everyday money in the evolving digital economy.

With the backing of Sapphire Ventures, Dragonfly, Lightspeed, Galaxy Ventures, and Samsung Next, Rain is shaping the evolution of digital assets while creating new access points for fintechs, merchants, and global users. Beyond being a financial infrastructure, it actively supports cross-border payments, payroll, and merchant settlements, ensuring its continued relevance and utility.

This article aims to shed light on Rain, revealing its purpose, defining features, and market potential. If you’re looking to explore its practical applications, assess its strategic importance, or stay updated on blockchain-powered payments, this guide delivers key takeaways.

Key Takeaways

• Rain is a stablecoin infrastructure platform, not a token, enabling fintechs to issue Visa cards linked to stablecoins.
• Rain successfully raised $58M Series B in August 2025, led by Sapphire Ventures.
• The funding will drive global expansion across Europe, Middle East, Africa, and Asia-Pacific, with a focus on compliance and scalability.
  
  

A Deep Dive into The Project: What Is Rain?

Rain is an enterprise-grade stablecoin infrastructure platform. It represents a modern evolution of fintech payment systems, combining blockchain innovation with global card networks. The project embodies the following values:

• Accessibility Making stablecoins usable as real money worldwide.
• Compliance & Trust Aligned with Visa, PCI DSS, SOC 2, and emerging regulations like MiCA.
• Scalability Supporting multi-chain stablecoins (USDC, USDT, USD+) across over 150 countries.

Rain not only bridges the gap between stablecoins and fiat transactions but also applies its platform to everyday commerce, fintech innovation, and cross-border settlements, building a sustainable, secure, and global payments ecosystem.

Rain Secures $58M Series B to Drive Global Stablecoin Payments

In August 2025, Rain, the enterprise-grade platform for stablecoin payments, announced the completion of its $58M Series B funding round, led by Sapphire Ventures with participation from Dragonfly, Galaxy Ventures, Endeavor Catalyst, Samsung Next, Lightspeed, and Norwest. This investment brings Rain’s total funding to $88.5M, just five months after its Series A, reinforcing its role as the go-to integration layer for fintechs, banks, and global markets to launch compliant card, wallet, and payment programs powered by stablecoins.

As global demand for stablecoin adoption accelerates under the U.S. GENIUS Act and Europe’s MiCA framework, Rain’s vertically integrated infrastructure is unlocking access for more than 1.5 billion potential users across 150+ countries. With transaction volume growing 10x since January 2025 and partners such as Nuvei, Avalanche, Dakota, and Nomad already leveraging its rails, Rain is pioneering stablecoin utility wherever Visa is accepted. Backed by this momentum, Rain is set to expand across Europe, the Middle East, Africa, and Asia-Pacific, cementing its mission to make stablecoins the backbone of global commerce.

Rain Price Prediction for 2025: What to Expect?

Currently, Rain has not announced a native token, so there is no price prediction available. Instead, Rain’s strength is measured by card spending volume, number of active card programs, partner integrations, and global expansion. Following its $58M Series B led by Sapphire Ventures, Rain is turning stablecoins into “real money” that can be used instantly via Visa, opening up fast and convenient payment opportunities worldwide.

Key Drivers of Rain’s Value

• Booming Market Demand: Stablecoin payments and cross-border transactions are growing rapidly, creating a major opportunity for Rain to become a core infrastructure provider.
• Real-World Adoption: Annual card spending, number of active card programs, and merchant acceptance clearly reflect the platform’s practical traction.
• Advanced Technology & Expansion: Multi-chain support, Visa integration, and yield-bearing stablecoins like USD+ make Rain flexible and easy to deploy for both businesses and users.

Growth Potential

If Rain continues to expand partnerships, increase card programs, and operate in favorable regulatory environments, it could capture a significant share of the global stablecoin payments market. Risks remain from market volatility, competition, and regulatory changes, but operational KPIs remain the most reliable indicators of Rain’s health and growth potential.

Rain Key Innovations: Top Reasons to Watch

The standout features of Rain include:

1. Stablecoin-to-Visa Integration Rain connects stablecoins with the global Visa network, enabling users to spend USDC, USDT, or USD+ anywhere Visa is accepted, just like traditional money.
2. API-First Infrastructure Enterprise-grade APIs allow fintechs, banks, and digital platforms to easily integrate stablecoin payments, card issuance, and cross-border transactions through a single connection.
3. Multi-Chain Support Rain supports multiple blockchains, including Ethereum, Solana, Tron, Stellar, and Polygon—providing flexibility for developers and institutions using diverse stablecoin ecosystems.
4. Regulatory Compliance & Security With PCI DSS and SOC 2 certifications, audited smart contracts, and Visa Principal Member status, Rain ensures institutional-grade safety and compliance.
5. High Speed & Low Fees Stablecoin payments are nearly instant and come with lower fees compared to SWIFT transfers or traditional international card transactions.
   
   

Understanding Rain: The Technology Behind It

Rain is not a token-based crypto project, but rather a stablecoin infrastructure platform designed to make digital dollars usable in everyday life through Visa-compatible payments and developer-friendly APIs.

By leveraging blockchain-issued stablecoins and combining them with global payment rails, Rain enables seamless cross-border spending, merchant payouts, and B2B settlements. Below is a step-by-step overview of how the Rain ecosystem works:

Step	Process	Benefit
1.	User loads stablecoins (USDC, USDT, USD+) into a connected wallet.	Flexibility to use widely adopted stablecoins.
2.	Rain’s API links the wallet to a Visa card (virtual or physical).	Instant global usability without complex blockchain interactions.
3.	At checkout, Rain auto-converts stablecoins into fiat currency.	Merchants receive local fiat seamlessly.
4.	Transaction settles through Visa’s global network.	Fast, reliable payments backed by Visa.

Who Leads Rain - Team & Key Partnerships

The Team

Section	Details
The Team	Led by Farooq Malik (CEO & Co-founder) and Charles Naut (Co-founder & CTO), with extensive experience in fintech and payment infrastructure. Their goal is to make Rain a global leader in stablecoin-powered financial services.
The Vision	Focused on building an enterprise-grade stablecoin infrastructure, Rain aims to develop a sustainable ecosystem that bridges Web3 innovation with traditional finance and payments.

Key Partnerships

• Visa Rain is a Visa Principal Member and participated in Visa’s stablecoin pilot program.
• Institutional Investors Sapphire Ventures (lead of $58M Series B), Dragonfly, Galaxy Ventures, Lightspeed, Samsung Next, Norwest, Endeavor Catalyst.
• Corporate Partners Nuvei, Avalanche, Dakota, Nomad leverage Rain’s API for merchant payouts, payroll, and consumer payments.
• Stablecoin Providers Integration with USDC, USDT, USD+ across multiple blockchains (Ethereum, Solana, Tron, Stellar).

The Role of Rain in Fintech & Web3: Use Cases Explained

Key Use Cases of Rain

Rain serves a variety of purposes, including:

1. Stablecoin Payments Allowing users to spend USDC/USDT/other stablecoins via Visa cards worldwide.
2. Cross-Border Transactions Instant, low-fee transfers for businesses and consumers, replacing costly SWIFT payments.
3. Payroll & Payouts Enabling global companies to pay employees, contractors, or merchants in stablecoins seamlessly.
4. API-First Integration Offering fintechs and digital platforms a single integration to embed card issuance, stablecoin settlement, and payouts.
5. Yield-Bearing Stablecoin Usage Supporting tokens like USD+, which generate yield (~5% APY) while remaining spendable.

These applications highlight the practical value of Rain’s infrastructure in global commerce, payroll, remittances, and digital asset adoption.

How Rain Is Transforming Payments & Stablecoin Adoption?

By combining the speed and cost-efficiency of stablecoins with the global acceptance of Visa, Rain is transforming how money moves across borders. Its infrastructure makes stablecoins usable like fiat money, positioning Rain as a critical bridge between Web3 and traditional finance.

Rain Roadmap Explained: What’s Coming Next?

The roadmap for Rain outlines a clear path for growth and innovation:   

Quarter	Roadmap
Q1 2025	To be announced
Q2 2025	To be announced
Q3 2025	To be announced

These milestones highlight the practical value of Rain’s stablecoin infrastructure in the global payments and fintech industry.

How to Buy Rain on Bitget Wallet?

While Rain itself does not issue a native token, users can easily purchase and use stablecoins (such as USDC, USDT, or USD+) directly through Bitget Wallet, which are then compatible with Rain’s Visa-powered payment system.

Step 1: Create a wallet

• If you don't have a wallet, download Bitget Wallet app now.
• Register with your phone number or email, verify quickly and you can use it right away.

Step 2: Deposit money into your wallet

Once you have finished your wallet, you just need to deposit money into it. You can:

• Transfer coins from other wallets: Send BTC, ETH or any coin you have from an external wallet.
• Buy directly with a card: Use a bank card or credit card to buy USDT or ETH right in the app and then exchange it for USDC.

Step 3: Connect to Rain-powered Services

• Use your Bitget Wallet stablecoins with Rain-enabled platforms or apps.
• Through Rain’s Visa integration, your stablecoins can be spent globally anywhere Visa is accepted.

Step 4: Manage & Secure

• Track transactions inside Bitget Wallet.
• Enable security settings (PIN, biometrics, multi-sig).
• Keep funds safe while using stablecoins for global payments.

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Conclusion

Rain is becoming a leading enterprise stablecoin infrastructure platform, connecting blockchain assets to real-world payments systems with Visa integration. Fueled by a $58 million investment from Sapphire Ventures, Rain is now going global, enabling users and businesses to use stablecoins like USDC, USDT for everyday spending in over 150 countries. This is an important step in Rain's vision: to make stablecoins popular easily, quickly and securely around the world.

And if you're looking for a way to enter this Rain ecosystem, Bitget Wallet is the answer. This wallet allows you to connect stablecoins directly to the Visa payment system, use them on Rain-supported platforms and spend anywhere Visa is accepted. Choosing Bitget Wallet, you hold the key to experience stablecoin payments with full security, convenience and global reach – the smartest way for you to integrate into Rain's ever-growing ecosystem.

Download Bitget Wallet Now to Access Rain’s Global Infrastructure and Spend Stablecoins Anywhere Visa Is Accepted

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FAQs

1. What is Rain?

Rain is a fintech platform that enables stablecoin payments through Visa cards and APIs, making stablecoins usable like cash worldwide.

2. How much funding has Rain raised?

Rain raised $58M in Series B funding led by Sapphire Ventures, bringing its total funding to about $88.5M as of 2025.

3. Why should I use Bitget Wallet to buy stablecoins for Rain?

Bitget Wallet offers multi-chain support, fast swaps, secure storage, and fiat on-ramp options, making it one of the easiest and safest gateways to acquire stablecoins for use with Rain-powered services.

Risk Disclosure

Please be aware that cryptocurrency trading involves high market risk. Bitget Wallet is not responsible for any trading losses incurred. Always perform your own research and trade responsibly.