Stablecoin Earn Plus: Earn Up to 18% APY with Flexible Withdrawals
Product
Stablecoins are becoming a bridge between crypto and traditional finance. A recent survey shows that 83% of institutional investors plan to increase their crypto allocation, with stablecoins and DeFi yield products as top priorities. In other words, stablecoin staking is rapidly evolving into the next generation of financial products.
We're excited to launch
Stablecoin Earn Plus,, an all-new staking feature in Bitget Wallet as a major step in our mission to create the simplest gateway to crypto finance. With just one click, you can deposit stablecoins and start earning real-time onchain yields. Returns are stable at
~10% APY, and for the first week, you'll enjoy an
early bird bonus of up to 18% APY.
What is Stablecoin Earn Plus?
Stablecoin Earn Plus is Bitget Wallet's latest staking feature, designed for anyone who wants their assets to grow steadily and securely. It balances
high returns, full flexibility, and onchain transparency, making onchain wealth management as simple as holding a stablecoin. This is a product built for everyone—whether you're new to crypto or a seasoned investor—fully embodying our vision of
Crypto for Everyone.
Key Highlights of Stablecoin Earn Plus
Onchain wealth management has never been easier:
-
Simple & flexible: Start with as little as 1 USDC, deposit or withdraw anytime, and watch your interest accumulate by the second. No complex DeFi steps required—just one tap to deposit, with a user experience as smooth as a bank account. Funds can be redeemed 24/7 with instant withdrawals.
-
Stable high yields: Earn around 10% APY on stablecoins. Avoid price volatility and enjoy returns far higher than traditional banks or most crypto products.
-
Secure & transparent: Backed by fully onchain, verifiable yield sources. Operates under a non-custodial model, with every transaction traceable onchain. Principal is protected, with an extra safeguard from Bitget Wallet's $300M Protection Fund.
Product Features
-
Supported assets: USDC (“Digital Dollar”, 1:1 USD-backed)
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Minimum deposit: 1 USDC
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Redemption: 24/7, with T+0 instant withdrawals
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Annualized return: ≥10% APY guaranteed on deposits up to 10,000 USDC; amounts above that earn Aave's 4–5% standard rate
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Protocols integrated: Aave integrated in Phase 1, with more leading DeFi protocols to be added soon
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Who it's for: From Web2 beginners to Web3 natives—perfect for anyone, and easy to share with family & friends
Stablecoin Earn Plus vs Traditional products
|
Financial Product
|
Annual Yield
|
Flexibility
|
Risk & Transparency
|
Best For
|
|
Bank Savings (Demand Deposit)
|
~0.95%
|
High, but returns very low
|
Very safe and transparent, but cannot hedge against inflation
|
Ultra-conservative users
|
|
U.S. Treasuries / Government Bonds
|
~3–5%
|
Moderate (T+N redemption)
|
Low risk, transparent, stable returns
|
Conservative investors
|
|
Money Market Fund (MMF)
|
~4–5%
|
High
|
Low risk, highly liquid, but limited upside
|
Investors seeking balance between safety and liquidity
|
|
Stablecoin Earn Plus
|
≥10%
|
Very high (redeem anytime)
|
Principal guaranteed, non-custodial, with safety fund protection
|
Any investor seeking steady asset growth
|
How to Get Started
1.
Download the wallet app & fund it
Download Bitget Wallet, deposit USDC (Base), or swap other tokens into USDC via Swap.
2.
Enter Earn page
On the wallet homepage, tap
Stablecoin Earn Plus.
3.
Deposit Your Stablecoins
Tap on
Subscribe now
to deposit your stablecoins. Once successful, your assets will immediately start generating yield, which you can track in real time.
Click for the full tutorial
FAQs
1.
What is a stablecoin?
Stablecoins are cryptocurrencies pegged 1:1 to fiat currencies like USD. USDC, issued by Circle, is one of the most trusted stablecoins—fully backed by reserves and audited regularly. Highly liquid, regulated, and globally accepted, USDC is the preferred asset for stable onchain returns.
2.
Where does the yield come from?
Lending interest: User deposits are allocated into DeFi lending protocols like Aave.
Platform subsidies: Bitget Wallet and Aave add extra rewards, boosting returns.
Together, they ensure stable, high APY while keeping principal secure.
3.
Are there fees for subscribing or redeeming?
No subscription or redemption fees. A small gas fee applies for onchain operations but Bitget Wallet currently waives these fees the first time you subscribe.
4.
When and how is yield distributed?
Interest is calculated per second and automatically distributed. No manual claim needed and you'll see earnings update in real time.
5.
How is APY calculated?
Daily earnings = daily balance × annualized rate ÷ 365. Returns are continuously credited in real time.
6.
Can I withdraw anytime?
Yes. Withdraw anytime, any amount, with funds arriving instantly.
7.
What risks exist?
Although designed for stability, risks include smart contract vulnerabilities and extreme market events. To minimize risk, always invest through official channels, diversify holdings, and avoid unverified DApps.
Summary
The launch of
Stablecoin Earn Plus marks a breakthrough in democratizing onchain yields. For too long, stable long-term returns were reserved for institutions or professionals. Now, with just one click,
anyone can access secure, transparent, and high APYs. Update your Bitget Wallet app today and start earning
up to 10% APY
(18% in your first week!), letting your assets grow effortlessly while you focus on what matters most.
About Bitget Wallet
Bitget Wallet is a non-custodial crypto wallet designed to make crypto simple and secure for everyone. With over 80 million users, it brings together a full suite of crypto services, including swaps, market insights, staking, rewards, DApp exploration, and payment solutions. Supporting 130+ blockchains and millions of tokens, Bitget Wallet enables seamless multi-chain trading across hundreds of DEXs and cross-chain bridges. Backed by a $300+ million user protection fund, it ensures the highest level of security for users' assets. Its vision is Crypto for Everyone — to make crypto simpler, safer, and part of everyday life for a billion people.
2025-09-09
Trading of 100+ Tokenized US Stocks & ETFs Now Live on Bitget Wallet
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