What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility

2025-09-15

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 0

The Ripple USD ($RLUSD) presale is not simply being noticed in terms of a fundraising arrangement, but as a vital effort in bridging traditional finance and blockchain evolution. Ripple is paving the way for the token holders to show a stablecoin ecosystem based on trust, regulation, and global acceptance, by allowing participants to purchase the tokens before public release.

Unlike some purely speculative tokens, Ripple USD ($RLUSD) is a real-world asset-backed digital dollar and is based on Ripple's reputation and network of strategic partners like SBI Holdings in Japan. Analysts suggest that RLUSD is more than a stablecoin, it is a cross-chain payment tool that will create and promote blockchain adoption on XRPL, Ethereum, and many other networks.

The following guide will specify the presale structure and the significance on the market, as well as identify the ways users are able to get involved safely. We will include the ability to show tools like Bitget Wallet as a way to hold RLUSD and to get involved with stablecoin based opportunities.

Key Takeaways

  • Ripple USD (RLUSD) is Ripple’s official U.S. dollar-backed stablecoin.
  • It is fully redeemable 1:1 for U.S. dollars, audited, and transparent.
  • RLUSD will launch natively on both XRPL and Ethereum, ensuring cross-chain utility.

What is Ripple USD ($RLUSD)?

Ripple USD ($RLUSD)is a regulated USD-backed stablecoin running on the XRP Ledger (XRPL) and Ethereum. The project stands for:

  • Trust & Transparency: Backed by audited dollar reserves within the United States.
  • Interoperability: Usable across both XRPL, Ethereum, and future chains without difficulty.
  • Utility & Adoption: Used for payments, settlements, and liquidity flows across the globe.

Ripple envisions RLUSD for combining blockchain speed with financial stability, so it can be trusted as a digital asset for businesses, institutions, and everyday users.

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 1

Source: X

Ripple USD ($RLUSD)Listing Details and Launch Date

1. Key Listing Information

We are happy to share that Ripple USD ($RLUSD) has been listed on Bitget!

  • Exchange: Bitget (Innovation & Web3 Zone)
  • Trading Pair: RLUSD/USDT and RLUSD/USDC
  • Deposit: Open now
  • Trading starts: May 29, 2025 at 10:00 UTC
  • Withdrawal available: May 30, 2025 at 11:00 UTC

Don't miss trading RLUSD, a regulated, enterprise-grade stablecoin from Ripple.

  • Check the official Bitget announcement page as the most relevant and current updates *

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 2

Source: Bitget Wallet

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2. Special Campaigns and Rewards

In celebration of the listing, Bitget is launching special campaigns for Ripple USD (RLUSD):

  • Campaign 1: RLUSD Airdrop – Trade & Earn

    Trade RLUSD/USDT during the campaign and earn the right to share the pool of 100,000 RLUSD tokens.

  • Campaign 2: Free RLUSD Purchase

    You can buy RLUSD directly with a credit card or fiat on-ramp with 0% fees in the first 7 days of launch.

3. Campaign Summary

Ripple USD ($RLUSD) spot trading is live on **Bitget ** without the need for a traditional premapping period.

  • PREMAPPING PERIOD: NIL, RLUSD listed on the spot market
  • SPOT TRADING START: May 29, 2025 at 10:00 UTC
  • WITHDRAWALS LIVE: May 30, 2025 at 11:00 UTC
  • EXPECTED LISTING PRICE: ~$1.00 (~USD peg)

Be sure to take advantage of these exclusive offers to maximize your Ripple USD ($RLUSD) holdings.

Ripple USD ($RLUSD) Premarket Trading and Mapping

Spot trading for Ripple USD (RLUSD) is now live on Bitget, specifically within its Innovation & Web3 Zone. There was no traditional pre-mapping or pre-market trading phase for RLUSD.

Key Timeline for RLUSD on Bitget

  • Premapping Period: Not applicable — RLUSD did not undergo a premapping process.
  • Trading Start (Spot): May 29, 2025, at 10:00 UTC.
  • Withdrawal Available: May 30, 2025, at 11:00 UTC.

Source:Bitget

Expected Launch Price Range

RLUSD, as a USD-pegged stablecoin, was launched with a stable price of around $1.00, fulfilling its core function as a reliable, fiat-backed digital asset.

📍Trade, store, and explore Web3 seamlessly – beginner-ready with Bitget Wallet.

Mapping Process

RLUSD is a fully collateralized stablecoin that is pegged 1:1 to the U.S. dollar and is available on both the Ethereum blockchain and XRP Ledger (XRPL). It is easily tradeable on Bitget's spot market for users with RLUSD on either blockchain. The mapping process allows RLUSD to maintain a peg 1:1 as the U.S. dollar and gives users a stable asset for trading or other transactions.

The mapping is fully automatic so no action is required from the user. Users should only be aware of spot balances to allow for delivery after the premarket period.

The Market Movement & Price Target for Ripple USD ($RLUSD) 2025

Ripple USD (RLUSD) is a fully collateralized stablecoin launched in December 2024 by Ripple Technologies, Inc. It is a U.S.-regulated stablecoin for enterprise-grade transactions of digital assets in an institutional-grade environment with regulatory assurances.

Because RLUSD is a stablecoin pegged 1:1 to the U.S. dollar, there is little discrepancy in the price of RLUSD. However, $RLUSD is still subject to the dynamics of the market, such as adoption, inception into financial systems, and regulations.

Factors Influencing RLUSD's Market Performance

  • Adoption & Real-World Utility: $RLUSD's integration into Ripple's cross-border payment solutions and its use in real-world asset tokenization contribute to its adoption and utility in the financial ecosystem .
  • Regulatory Environment: As a U.S.-regulated stablecoin, RLUSD's compliance with regulatory standards enhances its credibility and trustworthiness among institutional users.
  • Market Trends: The broader cryptocurrency market trends, including the performance of XRP and other digital assets, can impact RLUSD's market dynamics. For instance, XRP's price movements and adoption can influence the demand for $RLUSD.

Price Predictions for RLUSD in 2025

Given RLUSD's nature as a stablecoin, its price is expected to remain close to its $1.00 peg. However, slight fluctuations may occur due to market conditions and adoption rates.

Analysts predict that RLUSD's price could range between $0.99 and $1.01 in 2025, reflecting its stablecoin characteristics and the factors influencing its market performance.

Long-Term Outlook

Looking beyond 2025, RLUSD's growth potential is tied to Ripple's expansion in the digital payments space and the broader adoption of stablecoins in financial systems. If Ripple continues to innovate and integrate RLUSD into various financial applications, the stablecoin could see increased demand and usage.

However, investors should be mindful of potential regulatory changes and market dynamics that could impact RLUSD's long-term performance.

Source: Bitget Wallet

Key Features of Ripple USD ($RLUSD)

The unique key points of Ripple USD (RLUSD) include:

  1. USD-Pegged Stability

    RLUSD is a U.S. dollar-backed stablecoin to afford the user reliability and trustworthiness while transacting by giving a sense of stability and predictability. This will create confidence for the user to preserve value and make seamless digital payments knowing that RLUSD has a maintain 1:1 peg against the U.S. dollar.

  2. Ripple + SBI Ecosystem Integration

    RLUSD would leverage Ripple's global payments infrastructure as well as SBI Holdings' influence in Japan and international markets to provide clear paths to adoption in cross-border settlement, remittances, and local merchant payments. Institutional backing will go a long way to establishing trust and scalability among end users.

  3. Regulatory Alignment in Japan

    RLUSD is built for Japan and to comply with Japan's evolving digital asset regulatory framework. There will be no question of legality to pass to the end user or business. Japan has emerged as a leader in developing frameworks governing digital assets, and with the Financial Services Agency (FSA) actively pursuing the regulation of stablecoins, RLUSD is positioned to emerge as one of the first regulated large-scale stablecoins in Japan.

How Does Ripple USD ($RLUSD) Work?

As a regulated U.S. dollar-backed stablecoin, Ripple USD (RLUSD) will facilitate easy cross-border payments and enterprise-grade adoption. RLUSD will be issued on both the XRP Ledger (XRPL) and Ethereum blockchain, which will allow for interoperability and accessibility across ecosystems.

  1. Pegged to the Dollar

    RLUSD will be backed 1:1 by U.S. dollar reserves maintained in regulated financial institutions, giving trust, stability and transparency for users and businesses.

  2. Cross-Border Utility

    With support from Ripple’s enterprise payment network and the speed of XRPL, RLUSD has been created to provide cheap, fast and scalable cross-border transactions, making it particularly powerful for remittances, settlements, and global commerce.

  3. Multi-Chain

    While single-chain stablecoins only operate on one chain, RLUSD will be unique in that it operates on both Ethereum (ERC-20) and the XRP Ledger. This will give developers, businesses and institutions greater flexibility when integrating RLUSD into DeFi protocols, wallets and payment solutions.

By establishing and building on Ripple’s global payment partnerships, and building on Japan's SBI-led distribution plan, Ripple USD ($RLUSD) will aim to become a mainstream and enterprise grade stablecoin for both retail and institutional adoption.

Ripple USD ($RLUSD)'s Team, Vision, and Partnerships

The Team

RLUSD is guided by Ripple’s leadership, including CEO Brad Garlinghouse and advisors like Sheila Bair and David Puth, ensuring regulatory compliance and enterprise-grade infrastructure.

The Vision

RLUSD aims to be a trusted, fully backed stablecoin for global payments, tokenization, and enterprise adoption, with transparency and regulatory oversight at its core.

Partnerships

  • Exchange & Liquidity: Uphold, Bitstamp, Bitso, MoonPay, B2C2, Keyrock.
  • Japan Expansion: Collaboration with SBI Holdings for RLUSD distribution via SBI VC Trade (2026).
  • Custody & APAC: Partnered with BDACS in South Korea.
  • Infrastructure: Acquisition of Rail to enhance stablecoin payment capabilities.

RLUSD combines compliance, liquidity, and global partnerships, making it a trusted digital dollar for institutional and retail use.

Use Cases of Ripple USD ($RLUSD)

Ripple USD ($RLUSD) serves multiple purposes in both institutional and retail markets:

  1. Cross-Border Payments – Enables fast, low-fee international transfers for enterprises and banks.
  2. Stable Digital Dollar – Acts as a reliable store of value and medium of exchange for crypto users.
  3. Enterprise & Retail Adoption – Supports tokenization, smart contracts, and merchant payments with regulatory compliance.

These applications highlight the practical value of $RLUSD as a trusted, fully backed stablecoin for global financial and blockchain ecosystems.

Ripple USD ($RLUSD) Roadmap: Key Milestones and Future Developments

The roadmap for Ripple USD ($RLUSD) highlights strategic steps for adoption and ecosystem growth:   

Quarter Milestone
Q1 2025 Launch of RLUSD presale and initial community engagement
Q2 2025 Integration with partner platforms for cross-border payments
Q3 2025 Expansion of merchant adoption and smart contract use cases
Q4 2025 Wider ecosystem partnerships and liquidity enhancement

This roadmap demonstrates $RLUSD’s practical value as a stablecoin for global payments, enterprise use, and blockchain adoption.

How to Buy Ripple USD ($RLUSD)on Bitget Wallet?

Trading Ripple USD ($RLUSD) is easy on Bitget Wallet. Follow these simple steps to get started:

Step 1: Create an Account

If you don't have an account, download the Bitget Wallet app. Sign up by providing the necessary information and verifying your identity.

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 3

Step 2: Deposit Funds

Once your account is set up, you need to deposit funds. You can do this by:

  • Transferring Cryptocurrency: Send crypto from another wallet.
  • Buying Crypto: Use a credit or debit card to purchase crypto directly on Bitget Wallet, ensuring you have enough funds for trading Ripple USD ($RLUSD).

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 4

Step 3: Find Ripple USD ($RLUSD)

In the Bitget Wallet interface, navigate to the market section. Use the search bar to find Ripple USD ($RLUSD). Click on the token to view its trading page.

Since this token has not been listed yet, please refer to the final contract address provided by the project team after the token is officially listed.

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 5

Step 4: Choose Your Trading Pair

Select the trading pair you wish to use, such as RLUSD/USDT. This will allow you to trade Ripple USD ($RLUSD) against USDT or another cryptocurrency.

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 6

Step 5: Place Your Order

Decide whether you want to place a market order (buy/sell at the current market price) or a limit order (set your own price). Enter the amount of Ripple USD ($RLUSD) you wish to buy or sell, then confirm your order.

Step 6: Monitor Your Trade

After placing your order, you can monitor its status in the “Open Orders” section. Once the order is executed, you can check your balance to see your newly acquired Ripple USD ($RLUSD).

Step 7: Withdraw Your Funds (Optional)

If you wish to transfer your Ripple USD ($RLUSD) or any other cryptocurrency to another wallet, navigate to the withdrawal section, enter your wallet address, and confirm the transaction.

What is Ripple USD (RLUSD): U.S. Dollar-Backed Stablecoin for Cross-Border Payments and DeFi Utility image 7

Learn more about Ripple USD ($RLUSD):

  • What is Ripple USD ($RLUSD)?
  • Ripple USD ($RLUSD) Airdrop Guide
  • Ripple USD ($RLUSD) Listing Date and How to Buy It

Conclusion

Ripple USD ($RLUSD) stands out as a next-generation blockchain-based stablecoin, offering both stability and practical utility. Its presale opportunities, strong strategic partnerships, and ecosystem adoption plans make it a compelling choice for investors and users seeking a reliable and versatile digital asset. Early participants benefit from being part of a growing community and gaining access to exclusive features before public launch.

Acquiring $RLUSD through Bitget Wallet simplifies and secures the process. Users enjoy fast deposits, seamless trading, and easy withdrawals, while also taking advantage of exclusive campaigns, premarket access, and a trusted platform environment.

📍With Bitget Wallet, managing $RLUSD is not only convenient but also safe, giving investors peace of mind and maximizing their opportunities in this emerging market.

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FAQs

1. What is Ripple USD ($RLUSD)?

Ripple USD ($RLUSD) is a blockchain-based stablecoin designed to maintain a stable value while providing practical utility in payments, trading, and DeFi applications.

2. How can I buy $RLUSD?

You can purchase $RLUSD easily through Bitget Wallet. Simply create an account, deposit funds, and trade $RLUSD using supported trading pairs like RLUSD/USDT.

3. Is $RLUSD safe to use?

Yes, $RLUSD is built on a secure blockchain platform and supported by trusted partners. Using Bitget Wallet adds an extra layer of security for deposits, trading, and withdrawals.

Risk Disclosure

Please be aware that cryptocurrency trading involves high market risk. Bitget Wallet is not responsible for any trading losses incurred. Always perform your own research and trade responsibly.

 

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